I have a bankruptcy on my credit. I have two open autoloans since bankruptcy with hight interest rates. I have never missed or been late with a payment since I purchased the vehicles 1 yr ago. Even though my payment record for the vehicles is flawess, I cannot find a bank who will refinance or allow a trade in without a cp signer. Is this normal since I have two laons? Do I have any other options?

Due to certain economic conditions that exist here in December 2008, it is almost impossible for you to refinance a loan unless your credit score is above 600. If your credit score is above 600, or you are unsure, you can go to Auto Refinancing and Free Credit Score to apply, or to get your credit score.