Auto loan lenders range from finance companies, banks, savings and loans and even credit unions. You can find an auto loan lender by shopping online and compare rates as well as terms. When you are shopping for auto loans, take a look at the terms that are being offered as well as the APR, which is the annual percentage rate. The interest rate plays a huge significance in how much money the loan will cost you as well as the amount of your monthly payment. Once you find an auto loan lender that offers you the rate and terms that you want, you can then apply for a loan and get pre approved before you even start shopping for a car. If you have a high rate on your current car loan, you might even want to check out the possibility of refinancing with auto loan lenders.

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